After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move—and that could open the door for you to make a change of your own this year.
More Homes Expected To Sell: Over the past few years, many would-be movers pressed pause because of affordability challenges. But that pause button won’t last forever. Life changes—new jobs, growing families, downsizing—always keep people moving. Experts predict more sellers and buyers will take action in 2026. What’s driving the change? Two key factors: mortgage rates and home prices.
Mortgage Rates Could Continue To Ease: If there’s one thing everyone has been watching, it’s mortgage rates. After peaking near 7% earlier this year, rates have begun to ease, and experts expect modest improvements through 2026. It won’t be a straight line down—rates may fluctuate as new economic data comes out—but even a gradual decline can make a meaningful difference in affordability for buyers and sellers alike. Compared to the 7% peak, today’s rates could already save buyers hundreds of dollars per month on their mortgage payments.
Home Price Growth Will Be Moderate: Nationally, home prices are projected to keep rising—but at a much more sustainable pace. Lower rates will bring more buyers back into the market, keeping upward pressure on prices while preventing a major drop. Some areas may see slight declines while others rise more quickly, depending on local inventory levels. Overall, experts agree that prices will grow steadily across the country, offering more predictability and stability for buyers and sellers (see graph below).
Bottom Line: After a quieter stretch, 2026 is shaping up to be a year of movement and opportunity. With mortgage rates trending lower, price growth stabilizing, and more buyers and sellers stepping back into the market, conditions are aligning for a healthier, more balanced real estate landscape. Whether you’re thinking about upgrading, downsizing, or making your first move, a trusted Town & Country Realty Broker can provide knowledgeable guidance and local insight, helping you make confident decisions every step of the way. Reach out today—call us at 541-757-1781 in Corvallis or 541-924-5616 in Albany—and start planning your next move.
Source: Keeping Current Matters. Disclaimer: The information contained, and the opinions expressed, are not intended to be construed as investment advice. Town & Country Realty does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Town & Country Realty will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.